In the Charlotte division, October Sales Event available on To-Be Built home agreements written between October 8, 2015 and October 18, 2015. Promotion described applies to communities within the Charlotte Division of CalAtlantic Homes being marketed under the Ryland Homes brand. To receive some or all of the available incentive, buyer may be required to finance through RMC Mortgage® Corporation and close through Ryland Homes preferred closing attorney. Incentives available may vary by community, product and home. Promotion may not be combined with other available promotions or incentives and may not be available on all homes. Substitutions may not be made. Buyers of To-Be-Built New homes are eligible to receive “Up to $8,500” in Design Center Options. Buyers on To-be Built Homes are also eligible to receive “Up to $3,000” in Closing Cost assistance. Closing cost assistance is available from Ryland Homes. All or a portion of closing cost assistance may be tied to those financing through RMC Mortgage® Corporation or USAA. Amount of closing cost assistance available is up to $3,000, and is subject to applicable law and contribution limitations. See your Ryland Homes Sales Counselor for more details. Ryland Homes currently offers to USAA members certain incentives on the purchase of a new home from Ryland Homes. If a USAA member chooses to apply to USAA Federal Savings Bank for a mortgage loan to finance the purchase of a new home from Ryland Homes, and if the loan is (i) approved, closed and funded by USAA Federal Savings Bank, and (ii) closed utilizing the settlement services of a Ryland Homes preferred settlement agent or title company, if required by Ryland Homes, for the incentive, then Ryland Homes will provide certain incentives, discounts or credits to the member. Incentives offered will be up to 2% of total sales price to be used towards closing cost assistance, provided in certain Ryland Homes divisions available incentives may only be available to be used toward credits for upgrades and options and/or included optional features. The amount of available incentives and whether incentives are used for closing cost assistance, or credits for upgrades or included optional features is determined by local Ryland Homes divisions. The amount of the incentives and the use thereof may vary from time to time and from community to community and may not be offered in every Ryland Homes community. Terms and conditions apply, and you should inquire about all of these prior to making a purchase and mortgage decision. Please contact a local Ryland Homes sales agent for information on the available incentives. Any unused incentives are forfeited by the buyer. Program incentives, when combined with any other incentives being offered by seller, may not exceed loan program limitations. Homebuyers are not required to finance through USAA Federal Savings Bank as a condition of purchase or access to settlement services. Ryland Homes also offers incentives to homebuyers to use RMC Mortgage Corporation and may offer incentives for the use of other mortgage companies. See a Ryland Homes sales agent for details on homes, home sites and available incentives. © The Ryland Group, Inc. Use of the term “member” or “membership” does not convey any eligibility rights for auto and property insurance products, or legal or ownership rights in USAA. For additional information and details regarding USAA and “member” or “membership visit www.usaa.com. USAA means United Services Automobile Association and its insurance, banking, investment and other companies. Banks Member FDIC. USAA does not receive any financial incentive from this relationship.Buyers who finance through RMC Mortgage® Corporation and complete their loan application by October 18, 2015 are also eligible to receive up to 1% Origination Fee through RMC Mortgage® Corporation; average value of $2,500 which is based on a $250,000 loan amount. The waived origination fee through RMC Mortgage ® Corporation is subject to cancellation or change without notice. RMC Mortgage® Corporation is located at 3600 Arco Corporate Drive, Suite 200 Charlotte, North Carolina 28273, tel: (704) 972-4573 and RMC Mortgage® Corporation Mortgage Lender’s License numbers in North Carolina are Alpharetta, GA L-155709; Charlotte, NC L-155709-102 and under the authority of the South Carolina BFI, the Charlotte branch also holds license MLB-9967700, Raleigh (Durham) NC L-155709-103. NMLS number 203897. IPhotographs are for illustration only. This e-mail is not an offer or the solicitation of an offer for the purchase of a new home. This information is not directed to residents of any state that requires registration or permit issuance prior to the publication of such information. For complete details on restrictions and limitations, please contact a Ryland Homes Sales Counselor. © 2015 CalAtlantic Group, Inc.